![]() If you didn't have farm insurance and experienced a loss, you could be left without the buildings or necessary equipment to operate your farm, you could be left to defend yourself against a lawsuit, or you could be left having to pay out-of-pocket expenses to get your farm back up and running. Having the proper farm insurance coverage in place will give you peace of mind knowing your farm is properly protected in the event of a loss. If you own a farm, having farm insurance is essential. A farm insurance expert will help you determine the coverages needed for your commercial farming operation. A farm insurance policy includes coverage for your home and personal liability, as well as your farm and farm liability needs. You need farm insurance if you own a farm, have acreage that you rent to other farms, or have farm operations such as renting land from others and growing crops.Ī standard homeowner's insurance policy does not provide proper coverage for a farm operation. It protects a farm's assets, including farm buildings, farm machinery and equipment, livestock, produce, liability and more. ![]() What Is Farm Insurance?įarm insurance is an insurance product with specialized coverage for farm owners or individuals who are farming. Whether you farm in the Golden Horseshoe, Norfolk, Oxford, Brant, Niagara, or any areas between or beyond, our Morison Insurance farm experts can arrange an Ontario farm insurance policy that is right for you. We prepare specialized farm insurance packages to protect your home, farm buildings, machinery, equipment, livestock, produce, farm liability and more. Farm insurance specialists know every farm has unique protection needs. ![]() To get proper farm insurance protection, your best bet is to contact a farm insurance expert to arrange a customized insurance solution that meets your farm's specific needs. Helping farmers manage their agricultural business risks and mitigate financial damage if losses occur is the purpose of farm insurance. ![]() Unfortunately, it’s also awash with uncertainties – everything from the weather to fluctuating prices to fire risks to equipment failures to – well, you get the idea. Disability & Critical Illness Insuranceįarming isn't just a business it's a way of life.Commercial Umbrella/Excess Liability Coverage. ![]()
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